These terms govern your use of quoteflash.com and the referral service offered through it. By using this site or submitting a form, you agree to them. If you do not agree, please do not use the site.
QuoteFlash Group LLC is a marketing and referral service. We introduce homeowners to a licensed loan officer at our lending partner. We are not a lender, a mortgage broker, or a mortgage loan originator. We do not take loan applications, we do not offer or negotiate loan terms, and we do not make credit decisions.
Submitting a form on this site is not a loan application and does not obligate you or any lender to anything. Whether financing is available to you, and on what terms, is determined solely by the lending partner based on your credit, income, property, and their underwriting standards.
We may be compensated by our lending partner in connection with referrals made through this site. This does not change the terms available to you and does not add any cost to your loan. You never pay QuoteFlash a fee.
This site includes calculators and comparison tools. They are educational and illustrative only. They rely on assumptions and on figures you enter, and they do not account for closing costs, fees, taxes, insurance, escrow, mortgage insurance, loan-to-value limits, or underwriting requirements.
Nothing shown by a calculator is an offer, a quote, a pre-qualification, or a commitment to lend. Actual payments, rates, and terms will differ. Do not make a financial decision based solely on output from this site.
Content on this site is general information. It is not financial, legal, accounting, or tax advice, and it does not take your individual circumstances into account. Borrowing against your home carries risk, including the risk of losing your home if you cannot repay. Consult qualified professionals before deciding.
You agree to provide accurate information about yourself and your property.
You agree to submit only your own information, or information you are authorised to provide.
You agree not to use the site unlawfully, to scrape or copy it, to interfere with its operation, or to attempt to gain unauthorised access to it.
You confirm you are at least 18 years old.
If you provide your phone number and check the consent box, you agree that QuoteFlash and our lending partner may contact you at that number and at the email address you provided, including by automatic telephone dialing system, artificial or prerecorded voice, and SMS text message. Consent is not a condition of any purchase or of receiving credit. Message frequency varies, message and data rates may apply, and you may reply STOP to opt out at any time.
This site may link to websites we do not control. We are not responsible for their content, their practices, or their privacy policies. Your dealings with our lending partner, or with any third party you are introduced to, are between you and that party.
The content, design, text, calculators, and tools on this site belong to QuoteFlash Group LLC and may not be copied, reproduced, or used commercially without our written permission.
The site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the site will be uninterrupted, error free, or that any figure shown will be accurate.
To the fullest extent permitted by law, QuoteFlash Group LLC and its members, officers, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost savings, arising from your use of this site or from any introduction made through it. Our total liability for any claim relating to the site will not exceed one hundred dollars.
You agree to indemnify and hold QuoteFlash Group LLC harmless from any claim arising out of your use of the site, your breach of these terms, or your violation of any law or the rights of any third party.
These terms are governed by the laws of the State of North Carolina, without regard to its conflict of law rules. Any dispute will be brought in the state or federal courts located in Mecklenburg County, North Carolina, and you consent to their jurisdiction.
We may update these terms from time to time. The date at the top shows when they were last revised. Continuing to use the site after changes are posted means you accept them.
QuoteFlash Group LLC, Charlotte, North Carolina. Email info@quoteflash.com. Equal Housing Opportunity.