A Charlotte company · Free for homeowners

The average homeowner is sitting on $295,000 in equity.

Most of it just sits there. See what yours could do in about 60 seconds. No credit pull, and nothing here commits you to anything.

Check my options

Takes about a minute. No credit pull.

✓One dedicated licensed loan officer. Not a call center.

✓For renovations, paying off high interest debt, or a cash cushion.

✓No spam, no pressure, no obligation.

Average equity per mortgaged U.S. homeowner. Source: Cotality Homeowner Equity Report, Q4 2025. Your own equity depends on your home's value and what you still owe.

Move the slider. See the payment.

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Estimated monthly payment

$639

Home equity loan, fixed for 20 years

Same amount on a card at 22.9%$1,447

Illustrative at an assumed 8.25% fixed rate. Not a quote. Your rate and payment depend on your credit, income, and property.

See my real numbers

No credit pull. One licensed Charlotte loan officer.

Three steps. About 60 seconds.

1Answer a few quick questions about your home and what you need the money for.

2One licensed Charlotte loan officer reviews it. One point of contact for HELOCs, home equity loans, and cash-out refinances. Not five lenders calling you.

3Know your number. See what the options actually cost before you commit to anything.

What $75,000 of it looks like

Same money, two ways

Illustrative rates for comparison. Not a quote, and your terms will differ.

Home equity loan at 8.25% over 20 years$639 / mo

The same amount on a card at 22.9%$1,447 / mo

Your first mortgage stays exactly where it is. If you locked a low rate, you keep it.

Why you got this in the mail

We mail every home on a postal route in the Charlotte area. We do not know your name, your mortgage, or your credit, and nothing about your situation was looked up before this arrived.

See what your equity can do.

Check my options

Free for homeowners. Checking costs nothing.

QuoteFlash Group LLC is a marketing and referral service. We are not a lender, mortgage broker, or mortgage loan originator. Figures shown are illustrative and are not an offer, quote, or commitment to lend. All loans are subject to the lending partner's credit approval, income verification, and property appraisal. Rates and terms vary by borrower, property, and credit. Borrowing against your home carries risk, including the risk of losing it if you cannot repay. Terms of Use · Privacy Policy · Equal Housing Opportunity.